March 29, 2018
AgencyWhat Is Inflation Guard Endorsement on Your Home Insurance?
What Is Inflation Guard Endorsement on Your Home Insurance? Understanding the specific terms of home insurance is important. Some policies offer inflation guard. This is a type of endorsement, or add-on, to your plan. In many areas, it is very valuable. The goal of insurance is to protect you from financial loss. Most policies are […]
March 27, 2018
AgencyIs Your Business Insurance Premium Tax Deductible?
Is Your Business Insurance Premium Tax Deductible? As you’re growing your business, understanding your insurance is important. A lot of business owners have a question, however. Are the premiums you’re paying for a business insurance policy tax-deductible? The Answer In short: Yes, business insurance premiums are often tax-deductible. In general, the IRS lets businesses deduct […]
March 22, 2018
AgencyWhat Is the Difference in an At-Fault and No-Fault State?
What Is the Difference in an At-Fault and No-Fault State? Who caused the accident? In some situations, it does not matter as much. When a vehicle accident occurs, one of the first steps you must take as a driver is to contact the police. The police arrive at the location. They inspect both vehicles. And, […]
March 20, 2018
AgencyWhen Does Home Insurance Cover Appliances?
When Does Home Insurance Cover Appliances? You rely on your home appliances every day. When they fail to work, it can be expensive to repair them. In some situations, home insurance may offer some financial help. However, routine maintenance is often not a coverage on standard homeowners insurance policies. Why your appliance fails or otherwise […]
March 15, 2018
AgencyWhy Your Business Needs Certificates of Insurance
Why Your Business Needs Certificates of Insurance Your small business insurance needs a very specific companion: the certificate of insurance. It’s a valuable business insurance tool, and it’ll keep you safe when working with vendors. Whether you’ve landed a new client, are expanding your business or are simply outsourcing a project, this certificate might save […]
March 13, 2018
AgencyHow to Estimate Home Insurance Costs Before Buying a New Home
How to Estimate Home Insurance Costs Before Buying a New Home Buying a home is an exciting time. You finally have a place of your own. You can do whatever you desire. And, you are working to make this place your own. Protecting it is a very important step. Home insurance can do that. It […]
March 8, 2018
Agency5 Safe Driving Tips for Your Teenager
5 Safe Driving Tips for Your Teenager Young drivers suffer from inexperience. As a skilled, older driver, you may have the ability to react faster. You understand better how a car reacts in wet conditions. You know how much distance to leave between vehicles. Teens do not know this. To minimize the risk of auto […]
March 1, 2018
AgencyDoes Your Home Insurance Cover Someone Falling on Your Deck?
Does Your Home Insurance Cover Someone Falling on Your Deck? Providing a safe place for visitors to arrive at your home is important. If you invite guests to your home to relax on your patio, they expect to be safe doing so. Accidents can occur anywhere. If you have ample home insurance, however, you might […]
February 27, 2018
AgencyFive Basic Steps to Protecting an Insured Property
Five Basic Steps to Protecting an Insured Property Businesses face a slew of risks, annually. Even if you’re an optimist, you should prepare for the worst. One of the ways to do so is with business insurance. Before deciding on a policy, you should pinpoint the biggest dangers to your business. Below, we’ve outlined the […]
February 22, 2018
AgencyThe Most Common Home Insurance Exclusions Explained
The Most Common Home Insurance Exclusions Explained Most homeowners insurance policies provide financial protection from big, common risks. Fires, theft and vandalism are a few of those. Liability lawsuits filed against a homeowner may get support, as well. Yet, most policies also have exclusions. These are specific types of events the policy does not provide […]