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November 30, 2021
Agency

How Are Death Benefits Paid from a Life Insurance Policy

How Are Death Benefits Paid from a Life Insurance Policy When you insure yourself under a life insurance policy, you will name a beneficiary who will receive the policy’s payout in the event of your death. This settlement is called a death benefit, and it can ease your survivors’ financial burdens in numerous practical ways.  […]
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November 25, 2021
Agency

How Does Sleep Impact Your Health?

How Does Sleep Impact Your Health? Are you getting enough hours of sleep at night? Do you wake up each morning feeling refreshed and ready to go? For many people, that’s not the case. It’s more common for individuals to struggle through those first hours of the day, longing to be back in bed for […]
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November 23, 2021
Agency

Understanding Your BOP’s Interruption Coverage

Understanding Your BOP’s Interruption Coverage A business owner’s policy, or BOP, contains several critical elements of business insurance. Among these, you will likely find business interruption insurance—one of the most critical elements of protection any business needs. If you don’t fully understand this coverage, you might not be able to use it to your advantage. […]
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November 18, 2021
Agency

3 Signs that You’re a Distracted Driver and Don’t Know It

3 Signs that You’re a Distracted Driver and Don’t Know It In the last decade, the number of auto insurance claims that arise from distracted driving accidents has increased significantly. By definition, this is an accident caused by the fact that the involved driver wasn’t paying attention to the road.   While the use of mobile […]
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November 16, 2021
Agency

What Is a Health Insurance Deductible?

What Is a Health Insurance Deductible? Everyone needs health insurance, now more than ever. With the COVID-19 pandemic in its second year, there has never been a better reminder that taking care of your health is key to remaining well and safe. The right health insurance can help make certain you receive both routine and […]
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November 11, 2021
Agency

Business Insurance for Hairdressers and Beauticians

Business Insurance for Hairdressers and Beauticians If you’re a beauty industry professional, you might feel challenged when you start your search for the right commercial liability insurance benefits. Many in the industry automatically assume that they wouldn’t have a reason for a customer to file a lawsuit. But, the fact is that this risk exists […]
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November 9, 2021
Agency

Choosing a Life Insurance Beneficiary If You Are Single

Choosing a Life Insurance Beneficiary If You Are Single If you have life insurance, then you will name a beneficiary. The beneficiary is the person who will receive the death benefit payout upon your death. You want your life insurance to help your survivors move on financially. However, choosing the right beneficiary might feel like […]
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November 4, 2021
Agency

6 Signs Your Brakes Need Repair or Replacement

6 Signs Your Brakes Need Repair or Replacement When your car brakes, then you are initializing a complex system of mechanical components that will work together to bring your vehicle to a stop. The average car weighs about 3 to 5 tons, and the fact that your brakes help stop this heavy machine within a […]
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November 2, 2021
Agency

4 Common Homeowners Insurance Mistakes

4 Common Homeowners Insurance Mistakes Whether you are buying your first home or moving to a new home, you have to make sure that your homeowners insurance needs are met. Homeowners insurance isn’t always easy to understand, and it does have its fair share of unique terms. It is sometimes easy to make mistakes when […]
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October 28, 2021
Agency

5 Surprising Car Insurance Savings Opportunities

5 Surprising Car Insurance Savings Opportunities There are many ways to save money on auto insurance. Many vehicle owners assume they will get the lowest rate available as soon as they request a quote. That is not always the case. Being a smart driver means knowing what discount options are available to you. You may […]
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