April 11, 2019
AgencyWhat is No-Fault Medical Coverage on Home Insurance Plans
What is No-Fault Medical Coverage on Home Insurance Plans A person suffering an injury on your property can be a very worrisome situation. Even if you do your very best to help them, they may feel you are responsible for their losses. In some cases, you are. Your home insurance company offers financial help for […]
April 9, 2019
AgencyHow to Insure a Leased Car Affordably
How to Insure a Leased Car Affordably Leased vehicles need full coverage. It is common for the leasing company to require comprehensive coverage on these cars. This can increase the premium costs to you. However, this type of auto insurance minimizes their risks. It also helps protect you in the case of an accident. Does […]
April 4, 2019
AgencyDoes an LLC Need Business Insurance?
Does an LLC Need Business Insurance? Owning a business has perks, but there’s definitely a certain level of liability that comes with being your own boss. That’s why many entrepreneurs opt for an LLC structure instead of a sole proprietorship. Under LLCs, your personal assets are virtually untouchable. So, in the event of a liability […]
April 2, 2019
AgencyCar Insurance for 18 Year Olds
Car Insurance for 18 Year Olds Turning 18 means you are officially an adult. Now, you’re responsible for all of your own life choices and decisions. You may already be driving. You may own a car, or you are planning to purchase one. Your goal should always be to have a policy that matches your […]
March 28, 2019
AgencyThree Tips for Choosing the Right Contractor After a Disaster
Three Tips for Choosing the Right Contractor After a Disaster When a fire, storm, or act of vandalism damages your home, you want to get it fixed as soon as possible. Home insurance may provide you with the financial means to pay for these types of repairs. However, you shouldn’t rush into choosing a contractor […]
March 26, 2019
AgencyWhat Does It Mean to Be in a No-Fault or At-Fault State?
What Does It Mean to Be in a No-Fault or At-Fault State? Each state sets laws determining who handles paying for an accident after it occurs. When two parties collide, determining fault is not always the goal. In some states, each person’s insurance pays for the losses. How does this work? Are you in a […]
March 21, 2019
AgencyWill Business Insurance Cover Inventory Loss After a Storm?
Will Business Insurance Cover Inventory Loss After a Storm? When a storm comes through any community, it can cause damage to property in a matter of minutes. Many times, the damage comes in the form of structural losses, such as the roof blowing off the property. Other times, it creates risks that go further, such […]
March 19, 2019
AgencyYour Auto Insurance May Cover Damage Caused by Birds
Your Auto Insurance May Cover Damage Caused by Birds A bird may seem like a small, simple animal. However, it can cause damage to your assets including your car. If you have bird-related damage to your car, your auto insurance policy may cover it. Whether you have coverage depends on many factors. Among them is […]
March 14, 2019
AgencyWill Home Insurance Cover Insulation and Mold Damage from a Leaking Roof?
Will Home Insurance Cover Insulation and Mold Damage from a Leaking Roof? A small leak is all it takes. Within a short amount of time, the insulation in a roof can develop mold. The interior of the roof may have structural deficiencies as a result. When a situation like this occurs, it becomes essential to […]
March 12, 2019
AgencyWhat Type of Business Insurance Coverage Does a Grocer Need?
What Type of Business Insurance Coverage Does a Grocer Need? One of the fastest growing small business sectors is the independent grocer. Gone are the days when only the large retailers could capture a customer base. Today’s consumer is after not just affordable products, but also specialization. Small town grocers offer this. However, these are […]