April 30, 2020
AgencyHow Climate Impacts Your Home Insurance Policy
How Climate Impacts Your Home Insurance Policy Esurance published a report in March 2019 that notes that insurance companies are beginning to increase premiums for customers residing in high-risk natural disasters areas. Home insurance companies are also reducing the number of coverage options and increasing deductibles. Read this article to learn more about how climate […]
April 28, 2020
AgencyWhat Are the Easiest Auto Insurance Discounts to Qualify For?
What Are the Easiest Auto Insurance Discounts to Qualify For? If you can upgrade your car’s safety features, great. If you can take a few advanced driving courses, even better. And of course, there are loyalty and age-related discounts that automatically kick in over time. But what are some easy ways to get your premiums […]
April 23, 2020
AgencyDo You Need Flood Homeowners Insurance?
Do You Need Flood Homeowners Insurance? In general, flood coverage is only needed if you have a mortgage on your home and you reside in an area that is considered high-risk for floods. However, you should still consider getting flood coverage even if you don’t meet either of these requirements. Most standard home insurance policies […]
April 21, 2020
AgencyWhat Happens to a “Totaled” Car?
What Happens to a “Totaled” Car? When a car is “totaled,” what that means is that your insurer has marked it up as a “total loss.” That is, to repair the car would cost more than it would to replace it. So, what happens to a totaled car after you’ve filed your auto insurance claim? […]
April 16, 2020
AgencyHow Can A Small Business Qualify For Insurance Discounts?
How Can A Small Business Qualify For Insurance Discounts? Have you ever driven by an old abandoned factory or warehouse only to see a security car parked in the lot? The place may have no employees, nothing on the premises worth stealing, but they still have a security guard. That’s because the presence of security […]
April 14, 2020
AgencyHouse Upgrades That May Save You on Your Homeowners’ Insurance
House Upgrades That May Save You on Your Homeowners’ Insurance Do you realize that there are improvements you can make to your home that can make it safer, add value and potentially save you money on your home insurance premium? These are improvements every homeowner should consider when upgrading their homes. Here are some specific […]
April 9, 2020
AgencyHow to Get Affordable Auto Insurance
How to Get Affordable Auto Insurance If you’re like most drivers, you want to get the best auto insurance possible at the lowest price. Fortunately, finding a good and low-priced insurance plan doesn’t have to be difficult. Read this article to learn about how to get affordable car insurance. 1. Claim Your Discounts One of […]
April 7, 2020
AgencyDo Entrepreneurs Need Business Insurance?
Do Entrepreneurs Need Business Insurance? Being an entrepreneur is no piece of cake. You are going out on your own, venturing into a new industry and the future is unknown. Many factors will contribute to whether your new business will be a success or not. One of those factors is whether you purchase comprehensive business […]
April 2, 2020
AgencyAre High Value Items Covered by Home Insurance?
Are High Value Items Covered by Home Insurance? High value items will be covered under a typical home insurance policy, but not past a certain dollar amount, unless your policy includes special provisions. Different insurance companies may have different limits, but generally it breaks down something like this: $1,500 per item $3,000 for combined value […]
March 26, 2020
AgencyShould You Consider Home Insurance Rates When Buying a Home?
Should You Consider Home Insurance Rates When Buying a Home? When you buy a new home, you want to make sure it’s within your budget. That includes not just the purchase price but also other ongoing expenses such as home insurance. What’s the Average Cost of Home Insurance? The average cost of home insurance ranges from $598 in Delaware to […]